In fact, one can manage to apply for a Merchant Cash Advance (MCA) even with a bad credit. In fact, it’s important to note that MCAs main interest is not in the future credit score of your business but credit card sales as well as, future revenue of your business. However, your credit score may be affected and some of the lenders may ask for even higher fees, or have worse conditions. Especially, one should pay a lot of attention to our terms and consider other types of financing available if any we have. However, one should evaluate businesses cash flow generation capacity and repayment prowess before thinking of an MCA.

Source: https://accountingbyte.com/merchant-cash-advance-blursoft/